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If you’re exploring stem cell financing options, you’re in the right place. At Innovations Stem Cell Center, we help make advanced regenerative care affordable with flexible payment plans for every budget.
The cost of stem cell therapy at Innovations Stem Cell Center typically starts at $10,000 for the first treatment. Most patients will need a second follow-up treatment 6–12 months later, which is offered at a reduced rate of $5,000. Spine, neck, and back treatments cost $12,000 due to the complexity and are never discounted.
We believe advanced regenerative care should be accessible. That’s why we offer flexible financing options that allow you to start treatment now and pay over time.
✅ Financing for up to 36 months
✅ Low monthly payments
✅ Options available for all credit scores — even no credit
✅ Fast online application and approval
Many patients get approved in just minutes and start their journey to healing the same day.
| Financing Provider | Interest | Approval Type | Max Term | Key Features |
|---|---|---|---|---|
| Cherry | 0% | Soft Credit Check | 24 Months | Up to $35,000, Simple pre-approval |
| iCare | 15% Fee (built-in) | No Credit Check | 24–36 Months | 100% approval, 30% down required |
| United Medical Credit | Varies | Full Credit Check | Varies | Traditional financing (rarely used) |
Pre-approval gives you a clear budget for discussing treatment options with us.
Cherry is our most popular option for a reason: it’s easy, fast, and offers true 0% interest for 24 months.
Why patients choose Cherry:
✔ Simple application with soft credit pull (won’t hurt your score)
✔ Pre-approval in seconds
✔ Finance up to $35,000
✔ No interest for 24 months
✔ Perfect for procedures like Stem Cell Treatments
Cherry is ideal for patients with good to fair credit who want predictable monthly payments with no surprises.
If you’ve been denied financing in the past or have low or no credit, iCare is your best option. We offer this program in-house with 100% approval—no credit check required.
How iCare works:
📌 Example: A $10,000 stem cell treatment with iCare would require a $3,000 down payment. The remaining $8,500 (including fee) could be paid over 24–36 months.
Apply online or in-office in just a few minutes
Receive an instant approval decision
Choose your payment term (6 to 36 months)
Begin your stem cell therapy — often same week
Our goal is to simplify the stem cell financing process, so you can focus on healing — not paperwork or stress.
You can finance any stem cell treatment offered at our Dallas clinic, including:
Knee and joint pain
COPD and lung conditions
Neuropathy and nerve damage
Autoimmune conditions like lupus or Crohn’s
Back and spine treatments
These treatments are all eligible for stem cell financing through our partnered lenders.
📌 Want to learn more? Visit our Stem Cell Conditions Treated page.
We partner with Healthcare Financing of America (HFA) and other trusted providers to offer competitive rates and generous approvals. We also offer internal payment plans in certain cases — just ask our team during your consultation.
Want to check your financing options? Just ask during your consultation, or click the button below to apply securely online.
Have questions about your stem cell financing options? Our team is happy to help.
📞 Call us at 972-893-9849
📩 Schedule your free consultation
12660 Coit Road, #100 Dallas, TX 75251
(214) 643-8665
(214) 420-2992